Lock in a great, low fixed rate mortgage and have the peace of mind that only a stable monthly mortgage payment can provide.
Eliminate the monthly worries and stress brought on by fluctuating monthly mortgage payments. Find strength in securing your mortgage payment with one of three great low rate options.
Pay no closing costs
Are you looking to pay little or no closing costs1 and conserve the equity in your home? Basis Point Financial offers the no closing cost option – click here for details
Details – Basis Point Financial covers all of the following fees:
- Escrow fees
- Appraisal fee
- Notary fees
- Processing/administrative fee
- Lender title insurance
- Mortgage recording fees
Fees that are not covered include:
- Prepaid interest – This amount represents interest paid to the lender for the number of days remaining in the month you close. (This amount will change based on the final date of closing.)
- Intangible, mortgage, property and transfer taxes – (determined by the local county, city or state taxing authority, where applicable)
- Private mortgage insurance premiums (if applicable)
- Homeowner/Hazard insurance on your home (homeowner’s insurance on your new property.)
- Monies required to fund any escrow or impound accounts.
- Payoffs of exiting mortgages
- Any Prepayment fees associated with the current loan
- Payoffs of other existing debt
- Judgments, or other liens attached to the property.
1 Applies to refinancing owner-occupied single-family residential properties only. Basis Point Financial will pay the cost of escrow fee, appraisal fee, notary fees, processing, Basis Point Financial partner title insurance and recording the mortgage. Borrower is responsible for new and existing loan interest costs, outstanding property liens, taxes, insurance, association fees, seller fees, buyers title insurance, private mortgage insurance, any prepayment fees associated with the current mortgage, certifications and lock-in fees. Loan Origination Fee in Washington. Subject to underwriting approval. Not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Some restrictions apply. Terms & conditions apply. Minimum loan amount for the no cost option is $150,000. Call the number above for details. A maximum of $4500 for closing costs will apply, regardless of loan size.